This article analyzes the specifics of regional microcredit within the framework of the subject of the Russian Federation – the Altai Republic. The theoretical, institutional and practical aspects of micro-crediting of business entities are disclosed. The role and place of microcredit in financial relations are shown. The evaluation of the results of the Fund for the Support of Small and Medium-sized Enterprises of the Altai Republic is given. The problems of structural inconsistency of the offer of microloans with the peculiarities of the regional conjuncture are revealed. New financial products for the segment of small and medium-sized businesses are proposed, taking into account regional demand.
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