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Housing mortgage-refinancing market in Russia. Current state and opportunities

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Pages: 
40-47
UDC Code: 
332.834.2:336.77

The article analyzes the current state of the mortgage refinancing market in Russia, substantiates the need for securitization of mortgage assets of commercial banks, considers the opportunities and prospects for the development of a “secondary” mortgage lending market, compares the models of classical securitization and refi-nancing through specialized mortgage lending agencies from a bank’s position in a number indicators.

Files: 
References: 
1. Rezvanova L.M. Mekhanizm sek’yuritizacii v sisteme refinansirovaniya ipotechnogo kreditovaniya // Bankovskoe kreditovanie. № 1. 2008. S. 1–3. URL: http://www.reglament.net/bank/credit/2008_1_article.htm (data obrashcheniya: 13.06.2020).

2. Gordejko S.G. Tri ipotechnye transformacii 2019 goda i ih vliyanie na sek’yuritizaciyu // Enciklopediya rossijskoj sek’yuritizacii. № 1. 2019. S. 52–55. URL: http://rusipoteka.ru/files/analytics/ri/2019/enciklopediya-rossiyskoy-sekyuritizacii-2019.pdf (data obrashcheniya: 15.06.2020).