The article analyzes the current state of the mortgage refinancing market in Russia, substantiates the need for securitization of mortgage assets of commercial banks, considers the opportunities and prospects for the development of a “secondary” mortgage lending market, compares the models of classical securitization and refi-nancing through specialized mortgage lending agencies from a bank’s position in a number indicators.
2. Gordejko S.G. Tri ipotechnye transformacii 2019 goda i ih vliyanie na sek’yuritizaciyu // Enciklopediya rossijskoj sek’yuritizacii. № 1. 2019. S. 52–55. URL: http://rusipoteka.ru/files/analytics/ri/2019/enciklopediya-rossiyskoy-sekyuritizacii-2019.pdf (data obrashcheniya: 15.06.2020).