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The current state of the Russian corporate lending market

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Pages: 
105-111
UDC Code: 
336.77:336.64 (470+571)
Rubric: 
Authors: 
Donetskova Olga Yu. Candidate of Economic Sciences  (olja-ja-77@mail.ru)
Sadykova Lyutsiya M. Candidate of Economic Sciences  (sad.l.m@mail.ru)
Fomina Elena A. Candidate of Economic Sciences  (kaffda@list.ru; khodkovskiy@bk.ru)

The need for close cooperation between banks and corporate borrowers is due to the fact that corporate borrowers, represented, as a rule, by subjects of the real sector of the economy, contribute to the growth of GDP and the growth of the Russian economy as a whole. the evolution of the state of the Russian corporate lending market at different stages of its development is characterized by cyclicity and is determined by the influence of factors such as: liquidity crises, interest rate dynamics, the financial situation of borrowers, changes in lending conditions by banks, etc. the current state of the Russian corporate lending market is burdened by a number of problems, the solution of which is of key importance for the development of both the banking sector and the real sector of the economy.

References: 
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2. Trifonov D. A., Korshunova S. V. Modern problems of corporate banking lending in Russia, Ekonomika i biznes: teoriya i praktika, 2016, No. 12, pp. 49-52 . (In Russ.).

3. Parusimova N. I. Transformation of credit relations, Finansovye rynki i banki, 2019, No. 3, pp. 6–8. (In Russ.).

4. Krolivetskaya V. E., Basharat'yan M. P. Prospects for the development of the credit market in Russia, Vestnik obrazovaniya i razvitiya nauki Rossiiskoi akademii estestvennykh nauk, 2021, No. 2. pp. 36–48. DOI: 10.26163/RAEN.2021.66.74.005. (In Russ.).

5. Dus N. S. Analysis of the corporate lending market in Russia, Ekonomist goda 2018 [Economist of the Year 2018], collection of articles of the VII International Research Competition, (Penza, December 15, 2018), Penza: MTsNS "Nauka i Prosveshchenie", 2018, pp. 63-68. (In Russ.).

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7. Vylegzhanina E. V., Roslyakov V. A. the problem of a high degree of depreciation of fixed assets at manufacturing enterprises in Russia, Mezhdunarodnyi zhurnal gumanitarnykh i estestvennykh nauk, 2018, No. 12-2, pp. 13-16. DOI: 10.24411/2500–1000-2018-10364. (In Russ.).

8. Ordynsky A.A., Shatalova E.P. Assessment of borrowers' creditworthiness using big data: problems and prospects of implementation in Russia, Mezhdunarodnyi nauchno-issledovatel'skii zhurnal, 2017, No. 7-1 (61), Part 1, pp. 30-32. (In Russ.).